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US dollars vermox uk iv People age 50 and older are eligible to contribute $1,000 more to IRAs than younger people, up to $6,500 in 2013. And the average IRA contribution does jump from $4,090 for 40-somethings to $4,780 among people in their 50s, Fidelity found. Once you turn age 70 1/2 you can no longer make traditional IRA contributions, but you can still save in a Roth IRA.