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Looking for a job how to order zoloft-without-a-prescription va Many individual pensions were set up by commission-hungry doorstep salesmen in the Eighties and Nineties and include a baffling array of costs. For example, some firms pocket 5pc on the contributions that go into an individual’s savings pot, reducing each £1,000 saved to £950 immediately. Some increase the annual fee to 7.25pc if a customer stops saving. This can shave £5,000 off a £10,000 pension pot over 10 years.