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What's the last date I can post this to to arrive in time for Christmas? online intagra The paperwork can be confusing, adds Scott Halliwell, a financial adviser for USAA, the financial services firm that mainly serves current and former military, "It's kind of a patchwork," he said, "And lay that on top of what is sometimes a stressful military life - deployments and moving - and that can be overwhelming at times."