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I'd like to pay this in, please 500 mg tetracycline hydrochloride Employer group policies do guarantee coverage for older applicants. For individual applicants outside the employer group market, however, the story has been much different. In most states, insurers have been allowed to reject applicants with pre-existing medical conditions. Even if they did agree to write a policy for an older applicant, they have had the freedom to charge rates many times higher than the premiums for comparable coverage charged to younger and healthier applicants.