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Will I have to work on Saturdays? sildenafil with 60mg of dapoxetine But before you consider any of the following ideas, remember, especially if you are a beginner, investing takes time. If you think you might need that $1,000 in a few months, adding more money to your rainy-day fund is the best thing you can do. And you should never invest anything you can't tolerate the thought of possibly losing; after all, investing is a risk. Of course, many people will argue that you're risking plenty if you don't invest. So if you have an extra thousand, consider placing it into the following: