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How much were you paid in your last job? voltaren cream gj How much does private insurance cost in the UK and what is covered? Here in Switzerland there is only private insurance, but at different levels. This relates mainly to the level of comfort in hospital; basic (4 beds) semi-private (2 beds) or private (single bed). There are ~20 separate health insurance companies. 2 adults 2 kids (kids costs capped at 10% self pay) is GBP650/month.